These Banana Chocolate Chip Muffins are quick and easy! They are sturdy yet fluffy with a tender crumb. Studded with dark chocolate chips, they are full of banana flavor. No eggs!
If you are looking for more banana muffin recipes, then try my air fryer banana muffins or the mini banana muffins recipe next.

A Quick Look at the Recipe
✅ Recipe Name: Banana Chocolate Chip Muffins Recipe
🕒 Ready In: ~30 minutes
👪 Makes: 10 muffins
🧑🍳 Main Ingredients: Flour, banana, sugar, oil and chocolate chips
📖 Dietary Info: Eggless, vegetarian
📌 Difficulty: Easy one bowl recipe
Why you’ll love these banana muffins with chocolate chips?

My idea of the perfect banana muffin is one that's soft, moist, and packed with real banana flavor—and these check every box.
Funny enough, this recipe happened completely by accident. I wasn't planning to create another eggless banana muffin since I already had one on the blog. But while testing a new batch, I somehow forgot to add the eggs until the muffins were already in the oven.
At that point, I figured I'd just see what happened—and I'm so glad I did. The muffins came out incredibly soft and fluffy with a tender crumb, plenty of banana flavor, and just the right amount of structure. They're not dense, and they're not so delicate that they fall apart in your hands. Basically, they're everything I want in a banana muffin, and now I make them this way on purpose.
- maria doss
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Ingredients
Scroll down to the recipe card below for full information on ingredients and amounts.

- Banana -Be sure to use very ripe, heavily speckled bananas with a dark yellow skin as in banana walnut cake or in all fall baking recipes. Underripe bananas are too firm, resulting in a lumpy batter and a less sweet taste. For quick ripening tips, check out the advice below!
- Oil - Use a neutral tasting oil such as vegetable oil.
- Leavening - A combination of baking powder and baking soda guarantees a good lift with a fluffy texture.
- Flavorings - I used vanilla extract in this recipe, but you can also experiment with the addition of ground cinnamon alongside vanilla, just like in a banana sheet cake.
- Sugars - As for the eggless oatmeal cookies recipe, I use a combination both white sugar and brown sugar for a good balance and caramel notes.
- Flour - Regular all purpose flour for the right structure.
- Chocolate chips - As for the pumpkin chocolate chip muffins, I prefer to use semi sweet chocolate chips as in all homemade desserts.
Substitutions & Variations
- Semi sweet chocolate chips make it a wonderful treat, especially for the kids. You can use mini or milk chocolate chips instead of semi sweet.
- Mix in 2 tablespoons of peanut butter to make peanut butter banana chocolate chip muffins!
- Chopped walnuts stirred into the batter add crunch and flavor.
- Skip chocolate chips and swap them for chopped walnuts or toasted pecans and raisins.
- Mix ½ teaspoon of cinnamon to the batter for some Fall vibes.
- Swap out white sugar entirely for brown sugar, as in this banana bread crumb cake to enhance deep caramel notes.
- Use vegan chocolate chips to make dairy free banana chocolate chip muffins.
How to make?
You can find full printable recipe below, but here is a quick overview of the procedure along with step-by-step photos.






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Tough Muffins?
Over-mixing is the main cause of tough muffins as it develops gluten, resulting in chewiness. When combining wet and dry ingredients, gently fold to avoid over-stirring. Leaving some flour streaks is better than over-mixing.

Tips for Success
- Don't overmix the batter: As with all easy muffin recipes, overmixing can result in tough muffins. Aim to mix the dry and wet ingredients until just combined, ensuring a tender texture.
- Mash thoroughly - I like to use a potato masher to mash until very smooth and without any lumps.
- Use overripe bananas – Use overripe bananas with dark yellow skin and plenty of brown spots. Not only are they easier to mash, but they also bring natural sweetness and a concentrated banana flavor to your muffins.

Banana Chocolate Chip Muffins
Equipment
Ingredients
- 1 ½ cups all purpose flour
- ½ teaspoon baking powder
- ½ teaspoon baking soda
- ¼ teaspoon salt
- 1 cup mashed bananas about 2 very large
- ½ cup vegetable oil
- ¼ cup + 2 tablespoons white sugar
- 2 tablespoons light brown sugar packed
- 1 teaspoon vanilla extract
- ¾ cup semi sweet chocolate chips divided
Instructions
- Prep. Preheat oven to 350°F and line a standard muffin pan with 10 paper liners.
- Mix dry ingredients. Add the flour, baking powder, baking soda and salt in a medium bowl and whisk to combine.
- Mix wet ingredients. Whisk the mashed bananas, oil, both sugars and vanilla in a large bowl and whisk until very smooth.
- Finish batter. Add the dry ingredients along with ½ cup of chocolate chips. Mix gently with a spatula until the batter is just combined. Don't overmix!
- Bake. Divide batter into the prepared muffin pan and place a few more chocolate chips on top. Bake for 25 to 27 minutes or until a tooth pick inserted into the middle of a muffin comes clean. Place pan on a wire rack to cool until warm and enjoy!
Notes
Nutrition
Nutritional information, based on third-party calculations, should be seen as estimates, not guarantees, as various factors like product types, brands, processing methods, and more can alter the nutritional content in recipes.

Frequently Asked Questions
To ripen bananas quickly for muffins, place them on a baking sheet with their skins on and bake at 350°F for 10 minutes. Allow them to cool completely before using.
Yes, frozen and thawed bananas can be used in all overripe banana recipes. However, it's crucial to note that as bananas thaw, they release a significant amount of liquid, which can affect the wet ingredients in baking. It's advisable to drain off most or all of this excess liquid before mashing and measuring them for your recipe.
To check if muffins are baked, gently press with a finger; they should spring back. Alternatively, insert a skewer or toothpick into the center; it should come out clean with a few crumbs, not batter. Avoid poking into a chocolate piece for accuracy.
More recipes using chocolate chips
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Hi, I’m Maria! I share easy, flavor-packed dinners, high-protein meals, and irresistible baking ideas. If you’ve ever asked, “Don’t know what to cook tonight?” you’re in the right place. And yes—there’s plenty here for breakfast, snacks, and dessert too. More about maria ->










Kelly @ Kelly Lynns Sweets and Treats
I love this! It’s like a cross of my two favorite things: banana bread and pancakes!! Plus so much easier to make! Yum!! Have a great weekend Maria!
Maria Doss
Thank you Kelly. You have a good one too:)
Deepika|TheLoveOfCakes
This is so much fun!! Cute way of serving the pancakes without the hassle of making them one by one! Love the flavors of banana and that nutty streusel!
Kelsie | the itsy-bitsy kitchen
Banana pancakes are my favorite. I love that I can have them baked in a little muffin!
Baylee
Best and easiest muffin. nBetter than those yummy costco ones!
Maria Doss
That’s so great to hear! Wishing you a very happy holidays - Maria ♡